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Housing benefits for students about to change in August – how will this affect you?

Students will be transferred under a new housing supplement scheme on 1 August 2025. The majority of students can get the new student housing supplement from the beginning of the autumn term 2025. You can apply for the student housing supplement in June 2025 at the earliest.

From 1 August 2025 onwards, students can get a housing supplement for students. This means that general housing allowance will no longer be paid to students after 31 July 2025. The change will not apply to students who live with their child or their partner’s child. They can apply for general housing allowance as before.

You can be paid the student housing supplement if you live in rented or right-of-occupancy housing and you qualify for . The student housing supplement is paid for active months of study, and the same annual income limit applies to both the housing supplement and student financial aid.

The student housing supplement is a personal benefit. This means that everyone who qualifies must apply for it separately. You can apply for the student housing supplement in the OmaKela e-service in June 2025 at the earliest. The supplement will be paid from 1 August 2025 onwards.

How much is the housing supplement for students?

The amount of student housing supplement you can get depends on which municipality you live in and how high your housing costs are. you can get a housing supplement of  EUR 296 per month, EUR 248 per month or EUR 216 per month. The amount of the student housing supplement is affected only by your own income. It is not affected by the income of your partner or your parents.

If you live in a home owned by or rented from your parent or parents, the maximum student housing supplement you can get is EUR 83 per month.

You can be paid student housing supplement also if you go abroad on a study exchange or complete an entire course of study abroad. The student housing supplement for students studying abroad is EUR 210 per month.

The student housing supplement can be paid only to your own bank account. It cannot be paid directly to your landlord.

Are you about to go back to school?

If you are going back to your institution of higher education to continue your studies in autumn, apply for the student housing supplement in OmaKela in June. You should apply for the supplement as early as possible to get a decision as quickly as possible. If you are already being paid student financial aid, apply for the housing supplement for students with a separate application.

You can be paid until 31 July 2025 if you are eligible for it. Students enrolled in higher education who continue their studies in autumn will not be paid either kind of housing benefit in August 2025.

However, if you study during the summer and you are paid student financial aid during the summer months, you can apply to be paid the student housing supplement from 1 August 2025 onwards. Please note that if you are paid student financial aid during the summer months, those months will be deducted from the total number of financial aid months available to you. This will also reduce your annual income limit.

You can also draw down your for the autumn term from 1 August 2025 onwards. The student loan is a government-guaranteed loan that you must pay back. Interest accrued on the loan is added to the loan amount.

Are you about to start a new course of study?

If you will begin a new course of study at an institution of higher education in autumn, you can apply for the student housing supplement after you have accepted your offer of admission and you know where you will be living during your studies. Apply for the student housing supplement in OmaKela after you have applied for student financial aid.

If you do not know where you will be living in autumn, you should apply for student financial aid first. You can then apply for the student housing supplement after you have signed a lease agreement or a right-of-occupancy agreement.

Teaching usually begins at institutions of higher education in late August or early September. This means that you can get student financial aid and the housing supplement for students from 1 September 2025 onwards. You can be paid general housing allowance until 31 August 2025 if you are eligible for it.

Are you about to graduate?

If you will graduate before 1 August 2025, you can get also after your graduation if you are eligible for it. This means that the change has no effect on your housing allowance. However, you should make sure to apply for a if there is a change in your income, housing costs or other circumstances.

Who can get general housing allowance?

Some students may still be eligible for general housing allowance. Visit Kela's website to find out .

Read more

In this article, we give a few pointers and walk you through the things all students should know about the upcoming changes. Check back often as we will update this page during the spring.

(kela.fi)

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